When people get into car accidents, they may blame a variety of different factors. They could blame the road design, for example, or a defect with the vehicle itself. In some cases, these drivers are correct, and outside factors caused the accident. But the reality is...
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Personal Bankruptcy
Chapter 7 bankruptcy: Property exemptions in Florida
Realizing that you have more bills than money every month is difficult. Once you hit that point, you may decide that you need to file bankruptcy. One of the first things you have to do if you’re doing this is to determine if you should file Chapter 7 or Chapter 13. A...
What is an automatic stay in bankruptcy?
Once you realize that you’re drowning in debt and that there’s very little chance you’ll be able to recover without some sort of help, the option of filing for bankruptcy may come to mind. This is a responsible decision that can enable you to reclaim your financial...
3 kinds of debt people can’t ordinarily discharge during bankruptcy
The primary purposes of a personal bankruptcy filing are for someone to stop collection activity and eliminate certain debts. Oftentimes, people decide to file for bankruptcy because a creditor threatens aggressive collection actions. If someone falls behind on car...
3 mistakes to avoid before filing a chapter 7 or 13 bankruptcy
When learning about bankruptcy, you will probably stumble upon many strategies that may help you make the experience more positive. Tips and knowledgeable opinions may allow you to ensure the proceedings flow smoothly. It is great to know what you should do in a...
Should you file Chapter 7 or Chapter 13 bankruptcy?
Bankruptcy has become a taboo work for many households over the years. People often fear that they’ll be shunned and looked down upon if they even mention the word bankruptcy. But, bankruptcy may be the best thing for many households. Bankruptcy is a process that can...
4 myths about bankruptcy that can hurt you
Debt is easy to come by. People who have an overwhelming amount of debt may need to seek relief processes. Bankruptcy is a process that may allow filers to resolve some or all of their debt. However, the internet is full of misinformation about bankruptcy. To ensure...
Can bankruptcy help someone avoid vehicle repossession?
The price of used vehicles and new cars has increased significantly in recent years, making transportation a major expense. Most households that need to purchase new vehicles will turn to financing to afford this particular purchase. Vehicle loans are some of the most...
How does filing bankruptcy affect your credit?
People who are struggling with overwhelming debt often benefit from filing for bankruptcy. However, many people who could benefit from the fresh start that bankruptcy affords hesitate to take advantage of this option. Why? They are understandably concerned that filing...
Chapter 7 vs Chapter 13 bankruptcy
Many people shudder at the term bankruptcy, but you shouldn’t. Bankruptcy allows people to rid themselves of debt that might be impeding their lives. With one quick finger snap (and some paperwork) you could be lifting a heavy weight off your shoulders after getting...